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Episode 35: Do I Need to Start Making Estimated Federal Income Tax Payments?

On this episode, Isaac Wright, CFP®, ChFC® and Aaron Reed, RICP®, discuss the things you should consider if you need to start making estimated federal income tax payments. While it…
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Episode 34: Things to Consider When Getting Married

On this episode, Isaac Wright, CFP®, ChFC® and Ricky Lafon, MBA, CFP®, RICP®, WMCP®, discuss which financial topics should be considered when getting married. Whether this is your first marriage,…
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Episode 33: Things to Consider After the Passing of a Parent

On this episode, Isaac Wright, CFP®, ChFC®, and Kevin Buenvenida, CFP® discuss several high-level points to help you navigate the passing of a parent. Not only is the passing of…
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Episode 32: How to Handle a Sudden Wealth Event

On this episode, Isaac Wright, CFP®, ChFC® and Kevin Buenvenida, CFP®, share some tips on how you can navigate a sudden wealth event from an inheritance or a lottery winning.…
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Episode 31: The Roles and Responsibilities of an Executor

Many of us will face the prospect of handling the affairs of a loved one after they pass. The role of an executor is crucial in many circumstances, carrying out…
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Episode 30: Is Inflation Wrecking Your Retirement Plan?

On this episode, Isaac Wright, CFP®, ChFC® and Ricky Lafon, MBA, CFP®, RICP®, WMCP®, discuss several high-level concepts that you can implement to help you be prepared in this economic…
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Episode 29: Don’t Be a Victim to Identity Fraud

All too often we hear about huge security breaches. Unfortunately, there have been times that we’ve had to help several clients navigate the challenges of identity fraud directly or indirectly.…
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Episode 28: What Are Your Investment Objectives?

So far it has been anything but smooth sailing with our economic landscape. From inflation to global conflicts, sometimes the most difficult thing is to understand how to stay centered…
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Episode 27: What Documents Do I Need to Keep On File?

We can all feel a bit overwhelmed when we consider all the documents that are an important part of our lives. Isaac Wright, CFP®, ChFC®, and Aaron Reed, Financial Planner,…
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Episode 26: Has COVID Made “Work Optional” A New Standard?

Hard to believe it’s been two years since we first felt the impacts of COVID. Looking back, we went from a total shutdown to the realization that we will likely…
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Episode 25: Are 7% Bonds Too Good to Be True?

Where can you go as an alternative to bank savings and try to keep up with cost of living? On this episode, we discuss some of the pros and cons…
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Episode 24: A Financial What To-Do in 2022!

We’re all about checking off a to-do list! On this episode, Isaac Wright, CFP®, ChFC®, talks with Ricky Lafon, MBA, CFP®, RICP®, about how a financial checklist can help you…
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Episode 23: Holiday Message from Isaac Wright, CFP®, ChFC®

On this episode, Isaac shares a special holiday message and thanks his guests and listeners for making Wright Money Tips a success in 2021. Stay tuned for new episodes and…
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Episode 22: Making an Impact: Mercy Mall of Virginia

On this episode, Isaac talks with Stacey Jones, Executive Director of Mercy Mall of Virginia, about the impact that Mercy Mall is having on improving the lives of people in…
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Episode 21: Health Insurance Update & FAQs

On this episode, we will talk with Josh Viles, Owner of Viles Insurance, about the various options around the health insurance landscape and what may be on the horizon if…
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Episode 20: Is There a Bubble in Real Estate?

Rising home prices have many worried about another real estate bubble, similar to 2007.  On this episode, Isaac will discuss this concern with Kezia Samuel CAIA®, CFA® and weigh the…
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Episode 19: Moving the Financial Goalpost!

We have found that people often move the goalposts in their own financial and retirement plan…often to their own detriment.  Listen to Isaac Wright CFP®, ChFC® along with Ricky Lafon…
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Episode 18: Common Investing Mistakes

Whether you are a seasoned veteran or just getting started, it’s important to not overlook some common mistakes when it comes to your investments. Listen to Isaac Wright, CFP®, ChFC® along…
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Episode 17: Making the Most of Your 401(k)!

The government is making it easier than ever before to systematically contribute to 401(k)s and workplace retirement plans.  You may already have a retirement plan that you contribute to BUT…
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Episode 16: Setting Yourself up for Success at Any Age!

Whether you play golf or not, it’s important to break out from stale routines, keep things fresh and challenge yourself every now and again. On this episode, listen to Isaac…
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Episode 15: Bond FAQs

Many of us have heard of bonds but on this episode, we are going to cover some of the basics around this investment vehicle and why (or why not) you…
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Episode 14: Common Financial Mistakes Couples Can Avoid in Retirement

If you’re married or have a life partner, it’s important to figure out a game plan around your financial affairs. On this episode, Isaac and Ricky talk about the common…
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Episode 13: Inflation Worries!

With the significant amount of money being pumped into our economy from various stimulus packages and overall easy monetary policy, it’s no surprise that inflation is alive and well right…
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Episode 12: Do You Really Need a Financial Advisor?

Considering the amount of information you can find on search engines, newsletters, emails and other sources, the question that naturally occurs is “Do I need a financial advisor in the…
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Episode 11: Travel Tips As COVID Restrictions Relax

As COVID restrictions are easing, the momentum around creating some great experiences through travel are at an all-time high!  On today’s program, we are going to talk pros and cons…
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Episode 10: When Procrastination Turns Into Urgency!

It can be easy to kick the can down the road with your financial plan. However, it is important to discuss certain situations that can create an immediate sense of…
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Episode 9: Now Is Not The Time To Overlook Life Insurance

I know I know… Life Insurance can be downright drab discussion BUT on today’s episode learn why everyone from retirees to high net worth families are using life insurance to…
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Episode 8: Clearing Up Confusion On IRA Changes!

So many legislative changes have taken place recently with IRA’s and qualified plans overall!  Listen to Isaac and Kevin discuss 2 of the most significant updates and what to consider…
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Episode 7: Fitness Tips for Your 50s & Beyond!

Could not think of a better first show and guest to discuss healthy habits for all of us getting a little older!  Listen to Isaac along with special guest Tyler…
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Episode 6: COVID’s Impact on Legal Documents!

Health considerations around COVID has led to some interesting situations when it comes to legal documents such as Wills, Trust and Power of Attorney.  Listen to Isaac along with Jean…
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Episode 5: Values Based Planning – Matter Before Money

Putting together a solid financial plan isn’t just about dollars and cents.  You need to determine the “values” that surround your decision making to make sure you stay centered around…
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Episode 4: Does Chasing Hot Stocks Payoff?

After stocks bottomed out in March of last year, many people wonder “have I missed the boat” on the recovery we have seen since.  Some even consider jumping into certain…
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Episode 3: Managing Your Mortgage Options

With record low interest rates continuing into 2021, listen to Isaac and his guest Ryan Charles discuss the mortgage and refinance landscape as we head into the upcoming year.
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Episode 2: 2021 Tax Plan vs. Tax Prep Part 2

In our 2 part series, listen to Isaac and special guest Kevin Buenvenida tackle tax issues that need consideration when developing a financial plan.  In addition, why reviewing your 1099’s…
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Episode 1: 2021 Tax Plan vs. Tax Prep Part 1

Welcome to our entire relaunched and revised Wright Money Tips show!  Taxes are going to be a huge topic in 2021 and will need consideration (not just at the end…
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Retirement Planning Red Flags

Most people hire a financial advisor in order to help them navigate the world of retirement planning. It can be difficult to know whether you are getting the help you…
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Is Your 401(k) on the Road to a Great Financial Plan?

Vanguard’s “How America Saves 2020” report is packed with lots of intriguing stats and findings about Americans and how they save for retirement in the crazy year that is 2020…
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Recognizing Your Spending Personality To Build A Great Financial Plan

Before you can effectively put together a retirement income plan, it’s important to understand your own tendencies for spending. Let’s explore the different personalities.
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Football & Financial Planning

Football is back in most parts of the country, so it seems like a good time to see what we can learn about financial planning from the boys on the…
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Catching Up with Isaac Outside of the Financial World

Let’s take a brief break from the financial talk and check in with how Isaac has been holding up during this historically topsy-turvy year of 2020.
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Retirement Rumors

People say a lot of things, but that doesn’t necessarily mean they know what they’re talking about. So when people say they heard something about a financial decision they should…
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Good and Bad Financial News

We take some financial good news/bad news situations and ask Isaac his thoughts on them. As most people prefer, we’ll give him the bad news first.
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Helping Classic TV Characters With Their Financial Planning

Even though these are fictional characters, we see their personalities all the time in real life. Isaac will explain what their personality looks like when it’s manifested in a real…
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Crying Wolf

There are plenty of people in the financial world that are guilty of crying wolf. Because they always preach the same message, we just have to eventually tune them out.…
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The Benefit Of Financial Hindsight

The phrase “knowing what we know now” is mostly worthless. Just think about that phrase in context of the coronavirus. Would we have done things differently in January or February…
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Risk Realignment

During these volatile times in the market, it’s more important than ever to assess whether you are taking the right amount of risk with your investments. Taking the time to…
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Are You Making Excuses To Not Retire?

Sometimes people say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they…
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The Coronavirus Financial Shopping List

Although the Coronavirus has created plenty of hardships for our communities, from a financial perspective it’s also providing us with many opportunities. Isaac will give us some quick-hitting suggestions on…
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Coronavirus Lessons to Help Us Better Prepare for the Next Crisis

Hopefully the coronavirus economic disaster is a once-in-a-lifetime type of event. But there will certainly be some other crisis in the future that you need to be prepared for. Let’s…
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Underrated Items In Financial Planning

This topic is simple. Things related to your money, finances, and retirement that should get way more attention and excitement. Let’s give them the love they deserve on this episode.
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The Biggest Assets In Your Retirement Plan

If you really took inventory of your financial situation, you might find that you’ve been taking for granted some assets that make up a huge piece of your puzzle…
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How The SECURE Act Will Change Retirement

After it simmered in Congress for a year, the SECURE Act is now law. If you have a retirement account of any kind, or will one day inherit a retirement…
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Self-Sabotage

With all of the things in the financial world that you can’t control, why would you sabotage your own retirement by messing up the things you can control? Let’s discuss…
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Taking Out The Trash

Sometimes you just need to go through your financial life and take out the trash. Let’s talk about the things that might need to be thrown out…
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Financial Security

“Financial Security” might mean different things to different people, but for nearly everyone, making sure that they achieve their own definition of security is the most important part of their…
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Life Insurance Mistakes

If life insurance becomes part of your retirement plan, you need to make sure you’re able to cash in on a claim should the situation arise. Unfortunately, people make mistakes…
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Financial Blame Game

Have you ever had financial trouble? And we’re not just talking about the direst of situations like going bankrupt. Do you think a divorce is to blame for messing up…
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Scandal-Free Retirement

If you take a close look at most folks’ financial situations, you’ll find that it’s almost scandalous how badly their financial matters have been handled. Let’s talk about the steps…
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Imperfect 401(k) Plans

Your 401(k) can be your most powerful retirement savings tool. But it’s not perfect. Let’s talk about some of the weaknesses that you should be aware of in your 401k…
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Busting Financial Myths

Today’s episode is simple. We’ll look at some of the most widely believed financial myths and try to bust them wide open. The scary thing is that a lot of…
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Financial Fool’s Gold

It can be easy to get caught up with the “shiny objects” of the financial world. Isaac will look at a few of these “fool’s gold” situations and explain why…
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5 (Better) Questions To Ask

Asking questions is always a good thing. The more you ask, the more you understand. But sometimes you don’t get the answer you need until you ask the right question.…
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Secure Act

The Secure Act recently passed through the House of Representatives with overwhelming support. Today, Isaac will explain how this bill might affect you and your assets if it gets passed.
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Hindsight Is 20-20

Many people use the expression that hindsight is 20-20, meaning, the ability to better understand a situation after it happens. Let’s zero in on a few financial situations that might…
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Hidden Expenses Lurking In Your Portfolio

When it comes to financial and retirement planning, there are quite a few places where you might find yourself dealing with hidden fees. Isaac will give you a look behind…
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Financial Commandments

Just like you probably have a set of commandments, principles, or values that you live by, there’s also a set of rules that you should follow closely when it comes…
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Reactions To Market Crashes

Whenever we experience any kind of downward volatility in the stock market, we see people making drastic decisions and changes to their accounts based on emotional reactions. So this week,…
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Retirement Assassins

If you’re not careful, there’s a handful of retirement planning hazards that can easily sneak up on you. Let’s talk about what those risks are and how to properly protect…
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Planning Your Summer Vacation & Your Retirement

If you’re heading out on a road trip this summer, there’s a long checklist of items that you want to be sure you haven’t forgotten. And in retirement planning, some…
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Lies We Tell Ourselves

Let’s explore some of the financial lies people tell themselves, and some of the consequences that go along with them.
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Phasing Into Retirement – Is This The Right Decision For You?

For many people there’s an uneasiness about quitting their job cold turkey and stepping into retirement. But retirement doesn’t mean that you have to stop working, and it certainly doesn’t…
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Withdrawals From Retirement Account

It can be a new and overwhelming experience transitioning from paychecks to taking money out of your retirement accounts. Let’s go over some of the best withdrawal strategies and rules…
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Where Do You Stand? Part 3

Wrapping things up in our series on the three distinct mindsets of pre-retirees, let’s look at what you should be asking yourself if you’re thinking, “I know I have enough…
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Where Do You Stand? Part 2

Continuing our series on the three distinct mindsets of pre-retirees, let’s discuss what questions you should be asking if you think you have enough money to retire, but aren’t quite…
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Where Do You Stand? Part 1

When it comes to retirement planning, people tend to have one of three distinct mindsets. This week, as the first episode in a three-part series, we’ll discuss the first of…
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Uncommon Sense – Mental Mistakes To Avoid

Common sense is not quite as common as you might think, especially when it comes to your finances. Let’s talk about three areas where people tend to do the opposite…
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Common Beneficiary Mistakes

Many people think that because they have a handful of legal documents in place, their legacy plan is complete. However, there are some small, commonly missed details that you’ll want…
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2019 Retirement Checklist – Part 2

For Part 2 of this series, we’ll cover four more items that you should be making sure to discuss with your financial advisor to kick off the new year right…
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2019 Retirement Checklist, Part 1

As we start this brand new year, let’s make sure that you’re on track for a successful and stress-free retirement. Isaac will give you the rundown on the most important…
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Types of Risk

You may have heard of a few types of financial risk, but how well are you taking them into account? On this episode, Isaac discusses five different types of risk…
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Keeping a Good Attitude – Part 1

Learn how to keep a healthy mindset in retirement in this first edition of Keeping a Good Attitude.
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The Downfalls of Doing it Yourself

We know, it’s tempting to just plan out your finances by yourself. After all, it’s your life that’s being planned, right? However, DIY planning can often lead to DIY disasters.…
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Understanding Your Statements

What do people need to know about  things that they might see on their various account statements?  Isaac discusses some items that may not be clear to you.
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Football and Retirement Planning

At this time of year, you can find football on TV almost every night of the week. Isaac takes some concepts from the game of football and applies them to…
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401(k) Mistakes

Isaac discusses some of the common mistakes people make with their 401(k)s.
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Retirement Uncertainties

You want to plan ahead for financial security in retirement, but there are so many elements that are difficult – perhaps even impossible – to predict. Isaac talks about four…
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Rules of Thumb

You might have heard some of these rules of thumb about retirement planning and investing, but how relevant are they to you and which ones should you be using? Isaac…
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Hurricanes and Retirement Planning

Since much of the country has recently spent a lot of time watching the Weather Channel and getting a refresher on how hurricanes work, let’s take the opportunity to see…
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Do You Need an Advisor?

Going to see a financial advisor can sometimes feel intimidating, or even unneccessary, depening on your level of involvement with your personal finances. Isaac will give you the honest truth…
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Financial Jargon

Some advisors intentionally use financial jargon to confuse people, but most just don’t realize that the terms they use so often aren’t widely understood by most normal people. Isaac will…
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The Voice of Greed

When it comes to your money, you might have several different voices in your head—maybe the voice of greed, or the voice of fear, and sometimes the voice of wisdom.…
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Positives Of The Financial Red Zone

Are you entering into the red zone for retirement? We’ve borrowed the term from football to talk about the years leading up to and immediately following retirement. Issac will go…
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5 Life Events

Isaac will go over some major life events that require a plan. Isaac can help put together a comprehensive plan for you for these events, as well as for entering…
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Mistakes Couples Make

Retirement is usually not a solo journey. Rather, it is a part of your life that you will be living with your spouse. Because of this, retirement planning requires coordination…
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Retirement Baseball

Let’s learn some retirement tips from the world of baseball. Do you have what it takes to make it around the bases?
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Out of Tune

Hearing a song that’s being played with an out of tune instrument can be painful. Having an out of tune retirement plan can be even more painful, especially because it’s…
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Minding the Gap

If you’ve ever ridden the subway in London, you’ve probably noticed the “Mind The Gap” signs warning you to beware of the gap between the train door and the station…
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Retirement Budget

We know…the dreaded “B”-word: budget. It doesn’t sound like a fun thing to discuss. But you should have some basic understanding of your income and expenses in retirement. We’re not…
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Long Term Care Increases

Insurance premiums are going up for long term care. Insurance companies may be giving you a choice between a rate hike with the same coverage, or a lesser hike with…
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Indexed Annuities

Let’s clear the air. Indexed annuities have gained renewed attention in the past year or so, but they can be a bit confusing. Are they worth investing in? Are there…
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Social Security Stability Part 2

In this episode of Wright Money Tips, we continue our ongoing discussion on the future stability of social security.
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Social Security Stability

There’s a prevalent fear out there that social security is going to run out of money before you can use it. Let’s discuss the stability of Social Security going forward.
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2018 Tax Changes

This year, we are seeing the largest overhaul of the U.S. tax code in decades. See how these tax code changes could affect your finances.
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The Roth IRA In 2018

In this day and age, the Roth IRA might be the right investment tool for you to utilize for your retirement. Learn about the ins and outs of the Roth…
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Google Slapped

It may be tempting to use the internet to educate yourself on investing, but let’s discuss why that might not be the best idea.
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