The Financial Dynamics Blog


Providing you with timely information about the current economic landscape.

Richmond Virginia Skyline

Should You Plan for a Retirement in Richmond—or Move?

September 15, 2020

One of the most difficult decisions about retirement is deciding where to spend it. Whether you live in Richmond already and are deciding whether to stay, or you’re considering moving…

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COVID-19 and Your Retirement Plan: How to Get Back on Track

July 15, 2020

Has the coronavirus pandemic affected your retirement plan? Like many Americans, you may be worried about your ability to retire on time (or at all) because of the health and…

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Financial Dynamics’ Ricky Lafon Earns CFP® Credential

July 9, 2020

Virginia native has provided financial planning at Midlothian firm for over 5 years. MIDLOTHIAN, Virginia—Financial Dynamics & Associates is proud to announce that Advisor and Retirement Planner Ricky Lafon has…

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Couple going over assets

Your Biggest Retirement Plan Assets

June 15, 2020

With the stock market experiencing volatility due to COVID-19, and with economic uncertainty high, you may be concerned about the health of your retirement plan assets. Yet rather than looking…

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Business people talking

High-Income Earners & Retirement Planning: How to Save More

May 15, 2020

As the coronavirus crisis has shown, the unexpected can happen at any time, threatening both health and finances. While that doesn’t mean you should panic, high-income earners may want to…

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retirement contribution limits 2020

Retirement Plan Contribution Limits for 2020

April 15, 2020

While the coronavirus pandemic and associated economic and stock market declines may cause you to consider putting retirement plan contributions on hold, it’s important to stay focused on your long-term…

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Computer with refinance on screen

Financial Planning Tips for Down Markets: Refinance Your Mortgage or Other Debt

April 10, 2020

Although interest rates were low before COVID-19 sent our economy into a downturn, the Federal Reserve has slashed them to near-zero in response to the crisis. You may find that…

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Family Loan

Financial Tips for Down Markets: Make Low- or No-Interest Loans

April 10, 2020

The economic decline from the COVID-19 pandemic may have a silver lining for lending: a rapid drop in interest rates. This can make it an ideal time to make low-…

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